ANY OF US END UP IN A HEAVY FINANCIAL SITUATION WITH CREDITOR. IN ORDER TO SOLVE THESE KIND OF SITUATIONS - IT REQUIRES KNOWLEDGE AND EXPERIENCE IN PARTICULAR AREA

Who is RALUM?

RALUM is a team of professionals who has gathered their experience working in Credit management industry during last 15 years.

RALUM's Managing partner Reinis Kučers held a Chairman of the Board position for Debt collection association in Latvia as well as has been part of the project group that created special law for Debt collection.

RALUM's team main target is to secure and protect Debtor's rights in different institutions: Banks, non bank lenders, debt collection companies and court.

What we offer?

Does not matter if You have received a notice from Debt collection company, court application from bailiff, RALUM will ensure an equivalent position in negotiations with any creditor at any stage of the process.

RALUM guarantees individual approach for any customer. We will analyze Your case and will help You to find the best solution out of it. We will provide You with action plan to solve Your situation.

RALUM has a very wide cooperation partner network in particular industry and that will help You to to get a successful solution in any situation.

How much it costs?

Our customers are provided with a differentiated professional assistance fee, which depends on the complexity of the case. In order to make the services of RALUM accessible to everyone, we offer two ways to do it:

1) Remote telephone conference

2) Personal meeting at our office

During the consultation, RALUM acquaints itself with the situation, analyzes the primary documents and gives its opinion and suggestions on how to deal with the current situation. Further cooperation with the client is agreed upon on the cost of the service individually.